Saratoga Wedding Insurance – What Is Covered?

Wedding planning can be stressful! There are so many wedding venues and services to book, items to buy and dates to remember. In dealing with so much, many brides forget one of the most important wedding investments: wedding insurance! That’s right! You can actually buy insurance for your wedding!

gold rings hanging on rope

Talk to any bride, and she will most likely be able to rattle off a ton of things that didn’t go as expected on her wedding day. What if your dream band doesn’t show? Or your beautiful rings get stolen? Or even your wedding cake gets damaged? Wedding insurance can cover these plus more.

Having insurance can protect you and your spouse from unexpected expenses from wedding glitches. There are many different plans out there that can protect you. These plans will help shelter your financial investment for your special day while offering peace of mind.

Let’s face it; your wedding can be stressful. Eliminate some of that stress by insuring many aspects of your big day.

What is covered?

Plans vary based on what you need, but a couple can get coverage for a wide range of expenses…

  • Cancellations or postponements
  • Unexpected additional expenses
  • Lost deposits from a vendor that went out of business
  • No-show photographers and DJs
  • Lost or damaged wedding rings, dresses and gifts
  • Damaged wedding cake, spoiled food, and other glitches in catering
  • Illness/Injury
  • and more…

Weddings are expensive, but believe it or not, wedding insurance is not.

Are you a bride-to-be who has nightmares of what could go wrong on your big day? Avoid those nightmares by insuring your wedding.

“With the ever increasing cost of weddings these days, it is becoming more important to have insurance coverage so that some unexpected event does not spoil the day,” said John O’Brien of O’Brien Insurance Agency in Glens Falls, NY. Some plans even cover liquor liability, which O’Brien says is important because “more and more reception venues are requiring liability insurance to cover unforeseen injuries (and we all know that some of the guests can have a little too much to drink), so protect yourselves with liquor liability, which can be part of your wedding insurance.”

It is important to be educated before making any large deposits that have the potential to be lost. With insurance, you won’t have to worry about that lost money.

We all know things never go perfectly, but when it comes to your wedding, having insurance might be as close to perfect as you’re going to get! You will want to sit down with your wedding planner and a local insurance agency to determine which wedding insurance plan fits your needs.

Discover more articles to answer your wedding questions! 

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